5 Free Finance Calculators That Can Help You Save Money - Geeks ...

Hope you have heard the name of financial calculators. These tools are great as they help you to save money and build a good financial status.

The important factor to note about these tools is that they are Free! Now the question, which might be in your mind, is ? What Is a Financial Calculator?? Let us explain it a little to make you more savvy about the online ways to save money.

(A?financial calculator?is an?electronic calculator?that performs financial functions commonly needed in business. It has standalone keys for many financial calculations like budget, loan, income tax etc. and making such calculations are more direct than standard calculators. It may be user programmable, allowing the user to add functions that the manufacturer has not provided by default.) Ref: Wikipedia

How Will You Handle The Financial Calculator? ? All you need is to enter the details of the financial position in the free financial calculator and generate an output consisting useful information on how to use your money, in the appropriate manner.

The American people prefer using free finance calculators every month. Why? Since they get financial help each month and they do not need to pay for using them. They often use this tool to finalize their financial decision.

One can get ample of benefit from the free financial calculators. Hence, we are sharing information 5 free financial calculators, in order to make you learn how to save money.

1.?Loan Calculator

Are you searching for best quotes from lenders? Do you want to choose the one that has lower interest charges? Pick up a loan calculator to solve your problem.

What Can Do You On The Loan Calculator?

• You can compare different lenders at the same time by this way.
• The loan calculator helps to determine the loan payments with multiple lenders.
• The loan calculator knows how much you have to pay if you want to forward an extra payment. Concisely you just need to require the amount of loan along with the payments.
• It also helps to decide which option is most affordable.

2.?Income-Tax Calculator

Americans are aware of the fact that they end up paying extra amount of tax, which they are not required to and this indicates that they are losing a lot of money every month. The particular reason for this is that most people do not know how to calculate the income tax. To solve this problem you can use the income tax calculator.

How Income Tax Calculator Works?

• You should use the income tax calculator to make out how much you need to pay for federal, state, and social taxes. This is the only way by which you can get a net amount.
• Moreover, income tax calculator will help you to know if you have made any extra payments and in such circumstances, you can ask for a rebate.

3. Budget Calculator

You can use this personal financial tool if you are a novice in managing your finances.

How It Works? - In order to analyze the budget you have to enter the income amount along with your expense into the budget calculator. The calculator will process useful information and give the estimate of the amount that will remain with you. You can easily subtract the income from the expenses and then take some wise decisions on saving the money. With this, you can ease out the process of spending money on necessary expenses.

4. Credit Card Calculator

Have you tried the new credit card calculator? It is going to provide you with a scary reading as it will tell, you the extreme situations of borrowing credit.

How It Works? - Type the existing balance of your credit card along with the interest rate that you forward every month. Now the calculator starts working on the information inserted in it. Let us help you out with an example:

For example, if you are having a balance of $6,000 you will definitely want to repay it slowly, then it will make some rough calculations and will tell that you can repay the balance in thirty-seven years. However, if you want to get rid of the debt burden earlier, then it will show that you can repay the same amount in a few years. This depends on the percentage of the money that you want to pay each month.

5. Debt Consolidation Calculator

Americans, prefer to take loans but many people fall into the prey of debts. They fear losing the secured assets in case of the defaults. The ideal way to deal with this kind of financial issue is to contact the debt settlement professionals. Nevertheless, a debt consolidation calculator can help you too. How? Let us see:

The debt consolidation calculator lets you know how much money one needs to pay in order to eliminate the debt burdens. You need to enter the amount of the debts that you possess and in turn, the calculator will let you know how much time is required to clarify the loan. A debt consolidation calculator is the most convincing tool for every financially cautious people.

Get the help of these five financial calculators to enjoy a better financial status. Embrace this few tools and become a smart investor in this New Year.

Author?s Bio: Charles Malcolm is a financial expert and a much-acclaimed planner who provides consultancy services to various financial organizations. Now he is working with call center services?in order to help them map out their finances in a better way.

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Source: http://geekszine.com/5-free-finance-calculators-that-can-help-you-save-money-1888.html

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Boost Your Reputation Like a Social Media Expert | Business 2 ...

Your online reputation means everything in this day and age of high technology and virtual businesses. You need to constantly work on increasing your exposure and getting people to think of you and your business when they need your offerings.

Consistency

It is extremely important to be relentless in the management of your online reputation. Doing that may be a bit more difficult than you imagine. First of all, it is critical that you have a really good acquaintanceship with the social media channels with which you are connected and you need to commit a specific amount of time to your presence and reputation on a very regular basis (either every day or a set number of times per week, on specific days of the week). There is no doubt that being consistently active on social media channels will help you to become more successful in business and you will start to notice (within? a few months) that your business will start to gather a momentum that is different than what you had before.

If you happen to work with other people, it is very important to get them involved in your social media efforts. If you work alone, you need to be as consistent and as persistent as you possibly can. Before too long, people will start to recognize your consistent efforts and they will start to respond in kind.

What you should do to get your social media efforts to produce positive results

Pay a great deal of attention to the Internet

It is critical that you pay attention to what people are writing about you and your business online. Listening will definitely serve you very well (sometimes it will serve you better than speaking)! Of course, listening is not an easy skill to acquire. It will take a great deal of effort on your part but once you learn how to listen, you will be able to extract a great deal of valuable information from other people. In addition to reading what people are writing about you and your company, you should also search for relevant information about your niche or industry. What your competitors are doing on the Internet and what influencers are saying are very valuable pieces of information for your business. The information that you gather will undoubtedly prove valuable to your business.

Write content that is attractive to other people

If you can write content that acts like a magnet to your readers. This will increase your online exposure tremendously. If you increase your online exposure, you will also increase your search engine rankings. People can tell all of their online connections about how wonderful your offerings are (whether they are products, services or a combination of the two). You would be surprised at how much good people can do when it comes to promoting your business.

Pay close attention to analytics

Paying attention to analytics is critical to the success of your business. The data that you will be able to gather will be very valuable and it will allow you to identify patterns so that you can tell figure out what you are doing correctly and what you need to tweak and make improvements upon. It is important to have a grasp on the big picture as well as being able to dissect the pieces and change and improve what needs to be changed and improved.

Content marketing tips to follow

There are many different possible approaches when it comes to boosting your reputation and improving your content to the point where it really buzzes and people just can?t get enough. Some of the concepts are simple and some are a little more sophisticated.

• Choose your words wisely: Nobody likes a long-winded article that doesn?t seem to end. When it comes to content, it is important to choose your words wisely because they really need to count. More is less when it comes to content.
• Always gear your content to your clients and prospective clients: One of the main reasons that you are sharing content is so that people will benefit from what you are sharing and will want to conncect with you on a deeper level. Your eventual goal is to get them to buy what you are selling and they will never do that if you don?t fulfill some need of theirs.
• Give the perception that you are a business person who blogs, not a blogger for business: You are a business person who has discovered that blogging is an extremely powerful tool to get your message across to a very large number of people. You aren?t blogging recreationally. You are serious about what you are trying to accomplish.
• Always take a strong stand: It never pays to be wishy-washy. People will always respect you more if you pick a side and stick with it loyally. It is important for people to really understand what you believe in so that they can figure out if you have that in common.
• Write some of your content from the perspective of those who share it: As anyone who shares content online, one of?your objectives is to get other people to share it with people they know and trust.?When it comes to writing content, your mindset should always be that?your content will give value to other people and that your readers will love it so much that they must share it with other people.
• Make sure that you always add value with your content: You may ask yourself why you would possibly share your content if not to add value. Of course, there are levels of value and the more you give to other people, the greater your chances will be that they will be moved by what you are giving to them.
• Write in clear, concise language: The simpler and more concise the language in your content, the more effective it will be. Your ?written? voice should always be genuine, respectful and very easy to grasp.
• Set up deadlines and always meet them: The business world is a world that is totally driven by deadlines. If you make a commitment to finish something by a certain date (and possibly even a certain time), you must do everything in your power to make it happen. People will learn to count on that.

Conclusion

In this day and age of high technology and so many tools that are at your fingertips, it is important to think like a social media expert so that you are able to leverage social media for all that it has to offer. The more effectively you use it, the more it will work for you and your business. Whatever you do, you need to feel confident in the fact that you add value to what you share with others.? Just remember that you need to make the commitment, be consistent and keep at it.

We are pleased to provide you with the insightful comments contained herein. For a free assessment of your online presence, let?s have coffee.

Source: http://www.business2community.com/social-media/boost-your-reputation-like-a-social-media-expert-0384080

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Inauguration offers brief pause from TV bickering

NEW YORK (AP) -- The second inauguration of President Barack Obama gave television networks a chance to bask in the majesty of a Washington event that unites Americans of all beliefs and ideologies ? at least for a moment.

Then it was back to business as usual: the dissemination of widely divergent views on what people had just seen for themselves.

ABC, CBS and NBC, along with the cable news networks, cast aside regular programming on Monday to carry the ceremonial swearing-in and Obama's inaugural address. It didn't carry the same sense of history that Obama's first inauguration did. In 2009, even ESPN and MTV covered the swearing-in. This year, ESPN stuck to talk about the upcoming Super Bowl, and MTV aired "Catfish: The TV Show."

Until the ceremony actually began, the networks were all challenged with the television equivalent of vamping for time. On MSNBC, Andrea Mitchell interviewed singer John Legend, who noted that one of his songs was on Obama's Spotify playlist. NBC discussed first lady Michelle Obama's new hairstyle.

"Well, what else are we going to talk about?" anchor Brian Williams said apologetically.

Obama's inaugural address lasted about 18 minutes, seemingly only slightly longer than the inaugural poem and definitely shorter than the evaluations of on-air pundits paid to dissect it.

CBS veteran Washington hand Bob Schieffer, sifting through a transcript of Obama's speech after it was delivered, said he "didn't hear a line that kind of sums it all up." His colleague, Scott Pelley, called it a civil rights speech and noted Obama's citation of key moments in fights for equality among black Americans, women and gays.

"I felt during much of the speech, I felt like I was listening to a Democratic Ronald Reagan," said ABC News correspondent Jonathan Karl. "Where Reagan was unabashedly conservative, Obama was unabashedly progressive."

While Karl's colleague, conservative commentator George Will, said too much of the speech reprised campaign themes, he found links in language used by Obama and inaugural addresses by Abraham Lincoln and John F. Kennedy.

On CNN, historian and Obama biographer David Marannis said Obama's address was much more positive and active than his first inaugural speech four years ago. "I could feel his heart beating this time," he said.

Chris Matthews said on MSNBC that parts of the speech were "going to drive the right crazy." A click away on the TV remote at Fox News Channel, analyst Charles Krauthammer was proving it.

"I found this sort of unrelenting," Krauthammer said. "You get a sense of a man who said, 'Alright, I've won my second election. I never have to face the electorate again. I'm going to be who I want to be, and I'm going to change the ideological trajectory of this country. That's my job, and that's why I'm here historically.'"

Fox's Brit Hume drew a joking rebuke from a colleague when the camera showed a picture of Beyonce, and he said, "She looks stunning, doesn't she?"

"Watch out," Chris Wallace quickly said. "Brent Musburger got in trouble for that, my friend." After the recent college football national championship, ESPN announcer Musburger was scolded by his bosses for lingering on the beauty of Alabama quarterback AJ McCarron's girlfriend, the 2012 Miss Alabama USA.

Beyonce "is an incredibly beautiful woman, and there's nothing wrong with pointing it out," Fox's Megyn Kelly said.

When the inauguration festivities moved indoors and cameras panned over politicians circling through the crowd, MSNBC's Rachel Maddow struck a note that a regular cable news viewer might question as too hopeful.

"I think the ceremony is cool, and the usual celebration is cool," she said. "It is also really nice to see Republicans and Democrats, and liberals and conservatives, chatting very casually with each other without talking politics."

As she spoke, the cameras focused on Supreme Court Chief Justice John Roberts smiling but standing alone.

___

ABC and ESPN are owned by The Walt Disney Co.; CBS is a division of CBS Corp. NBC and MSNBC are controlled by Comcast Corp.; Fox is a unit of News Corp.; CNN is owned by Time Warner Inc.

Source: http://news.yahoo.com/inauguration-offers-brief-pause-tv-135607488.html

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BestThinking / Thinkers / Arts & Entertainment / Literature / Fiction ...

Jan. 22, 2013 1:37 pm

History, proclaimed an old college professor of mine, is just one damned thing after another. Judging by the current landscape of popular culture, history is pretty cool, too. At least for the time being. Think about it. With the popularity of "Lincoln," "Downton Abbey," "Argo," "Django Unchained," "Les Miserables," "Boardwalk Empire," "The Hatfields & McCoys," "Anna Karenina," "Copper,"...? Read?More

Dec. 31, 2012 2:05 pm

This is the time of year when news organizations look back on what they usually call the "notable" deaths of the year. Leaving aside the notion that every death is notable to somebody, we know what is meant by that, don't we? We're talking celebrity; movers and shakers, TV and movie stars, politicians, writers, artists, people of accomplishment, the notorious, and a few who fall into that...? Read?More

Oct. 30, 2012 2:03 pm

With only a few days to go until the Presidential election, as usual each side is convinced that if the other candidate wins it will be a calamity for the country. You know how it goes: Barack Obama, socialist, dangerous foreigner, and architect of towering deficits versus Mitt Romney, who never had a belief that he couldn't deny he ever had, a man who turned memory loss into campaign strategy. ...? Read?More

Sep. 25, 2012 2:42 pm

As we get ready for three television debates between Mitt Romney and Barack Obama, much is being written about the first one between John F. Kennedy and Richard Nixon 52 years ago. The problem is that so much of it is wrong. Rarely have so many inaccuracies become part of an event's mythology. Over the years I've written about the pivotal Kennedy-Nixon debate several times. I watched it twice...? Read?More

Aug. 27, 2012 5:31 pm

When Steve Jobs died, a satrical publication called The Onion lamented that Jobs was the last American who knew what the hell he was doing. It was a different time and a different world, but Neil Armstrong, who died August 25 at 82, knew what he was doing, too. The first man to walk on the moon; it doesn't get any better than that. In this utterly dispiriting presidential campaign - something...? Read?More

Aug. 21, 2012 5:26 pm

Scott McKenzie may have died, which he did a few days back at the age of 73, but his song San Francisco (Be Sure to Wear Flowers in Your Hair) lives on, which is too bad because I hate the damn thing. Always have, by the way. I am no Robert-come-lately. I hated it as much in the summer of 1967, when it first abraded the nation's ears, as I do now. That song has more sap than an entire forest...? Read?More

Aug. 16, 2012 1:47 pm

We live in Santa Fe, New Mexico, which bills itself as "The City Different" - and let me tell you, it isn't kidding. Don't misunderstand - after more than three years, we love it here. Great sunsets, great food, lots of art, very outdoorsy. But to call Santa Fe different doesn't get the job done. This place is nuts. Let me offer some examples: The Woo Woo Factor We lived in California for...? Read?More

Aug. 8, 2012 4:01 pm

I don't watch much television news and every so often it's good to be reminded why. A couple of days ago two self-inflating gas bags on Fox News - where else? - were releasing hot air all over Gabby Douglas and her double gold medal-winning gymnastics performance at the London Olympics. Alisyn Camerota, guest host of Fox's "America Live," pointed out that it was noticed by "some folks,"...? Read?More

Jul. 19, 2012 3:23 pm

You probably weren't at all wondering why 90-plus year old British mystery writer P. D. James thought I was gay. That's okay, I gave it enough thought for all of us. Me, my wife, Dana, and another couple recently indulged ourselves in a trans-Atlantic cruise from New York City to Great Britain via the Queen Mary II. Unlike the standard port-a-day cruises, we got on the ship in New York City and...? Read?More

Jun. 7, 2012 3:08 pm

It seemed as if the great Ray Bradbury always was and always would be, and it does not seem possible that he could die. Many will praise the extraordinary literary legacy he left behind with his death at age 91 - more than 27 novels, 600 short stories, and many classic short story collections, including "The Martian Chronicles," "Fahrenheit 451," "Dandelion Wine," and one of the the greatest...? Read?More

May 28, 2012 4:13 pm

And so, like the song says, another one bites the dust. In this case, "another one" is the New Orleans Times-Picayune, which sometime this fall will go out of business as a daily newspaper, leaving New Orleans as the largest city in the country without one. We should be used to this by now. The newspapers that now Rest In Peace include the Rocky Mountain News in Denver, the Seattle...? Read?More

May 23, 2012 1:10 pm

There was a time, back long before the earth cooled, when you had to get up to change the channel! What! those who are not of a certain age may cry. Impossible! The horror! The brutality of it all! Trust me, it's in all the history books. And who is the man who helped lead us out of this dark and terrifying time? I give you Eugene Polley, inventor of the first wireless channel changer,...? Read?More

May 6, 2012 2:18 pm

A friend recently sent me a copy of an essay by the writer Hilary Mantel that confronted a problem faced by all historical novelists: How did those people talk? As Mantel, author of the excellent novel "Wolf Hall," pointed out, in any era the language in preserved letters, speeches and documents is much more formal than how people really spoke to each other. In Mantel's case, that era is Tudor...? Read?More

May 4, 2012 12:13 pm

I have been asked time and time again - that makes twice - why I was interested in writing two novels about Sam Houston, a man whose name is well known but without anything specific coming to mind for most people. Which is one reason I wanted to write about him. He was, to say the least, colorful, which makes writing about him a lot more enjoyable. I'm sure there are people who yearn to write...? Read?More

Source: http://www.bestthinking.com/thinkers/arts_and_entertainment/literature/fiction_and_literature/robert-wisehart?tab=blog&item=20029

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Top Personal Finance Blogs of 2012 Award

Do you read personal finance blogs? If so, you know what a great resource they can be and how fun it is to read a variety of different blogs. That?s why we?re excited to announce that we?re partnering with Sean from OneSmartDollar.com?to give out awards to the Top Personal Finance Blogs of 2012.

And the best part is that you can nominate your favorite blogs! Just go to the nomination page?and tell us which blog you?d like to nominate.

In addition to prizes for those bloggers who are chosen as the best of 2012, we are also giving away a $100 cash prize to one of the readers of the winning blog to help that person pay off their debt or increase their savings!

We are really grateful that the community of personal finance bloggers has embraced ReadyForZero as a tool that can help their readers get out of debt. As we?ve found more and more of these blogs we?ve also been amazed at the depth and breadth of experiences and knowledge that is shared on a daily basis.

While personal finance bloggers encourage people to make good financial decisions and provide them with the information that will enable them to do so, we continue to build the best tool possible for getting out of debt. These two missions are obviously complimentary and we hope to continue building more relationships with personal finance blogs.

In the meantime please take a moment to nominate your favorite blog?and feel free to tell us in the comments below who you think should win!

This post was published by Ben, Writer and Content Strategist for ReadyForZero. ReadyForZero is a company that helps people get out of debt on their own with a simple and free online tool that can automate and track your debt paydown.

? Get ReadyForZero

Source: http://blog.readyforzero.com/top-personal-finance-blogs-of-2012/

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Country Girl at Home: Mother/Daughter Sunporch Chat with Angela ...

Hi and welcome to my sunporch!? I'm serving some of those chocolate chip brownies that I shared a couple of weeks ago.? I've got coffee on because Angela is a coffee drinker and I've also got hot chocolate because that's what Holly and I prefer.??:)??You're?in good company today and in you're in for a double treat!? These two ladies have a special place in my heart.? I've always been close to my mom and Joy and I are close as well.? These?two bloggers?are mother and daughter and they share a very sweet close relationship.? I picked up on that right away as I visited both of their blogs.? I know you'll enjoy them!? So grab yourself some coffee or hot chocolate and a chooclate chip brownie (or two)?and make yourself comfortable and enjoy!

We're going to start with mom,? Angela of Thru Nana's Window..........

?

Meet Angela...

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1) How long have you been blogging and what/who gave you the desire to blog?

Thanks Tammy for having us over to visit with you on the sun porch. It is such an honor to be here. I started blogging 2 years ago this month. Holly, my daughter, had been blogging for a while and kept on at me to jump in and have my own blog. With her help and guidance, blogging has been a rewarding experience for me.

2) How did you choose the name of your blog and why?

When I began blogging my granddaughter, Darbee Rae, was 3 years old. We would sit on the front porch and swing and peek into the windows of the great room. The same swing where I swung her Mama many years before. Thus the name, ?Thru Nana?s Window? was created.

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3) What variety of topics do you post on your blog (examples - home decorating, family, gardening, recipes, adoption, homeschooling, crafting, etc....)

The blog was created for me to share my love of country and prim decorating and to become friends with those with the same interest. As it has progressed, I tend to share a variety of topics. Sometime nothing more than what has gone on in the life of a Mother, Wife, and Nana. My love however will always be my home and decorating.

4) Tell us a little about yourself and your family.

I have been married to my best friend and childhood sweetheart for 39 years. God blessed us with a daughter, Holly, after 9 years of marriage. She was born two months early and weighed in at 3lbs. 7 oz. The day I found out I was pregnant in the doctor?s office, I said a prayer and gave her to God. I fully believe to this day, God heard my prayers and after 1 month in the hospital, we brought home a tiny but healthy 3lb. 15 oz. baby girl. Holly and her husband have blessed us with a wonderful granddaughter, Darbee Rae.

Here is Mr. P. The love of my life.

Here are my two girls, Holly and Darbee Rae.

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5) How would you describe your decorating style?

I don?t guess there is a name to my style of decorating. I love primitives and have prim accents throughout my home. I have a few antiques and several family pieces that have been handed down that are priceless to me. I would love more antiques. I also love the country farmhouse style. If I see something that speaks to me, I buy it and worry about how to display it later.

6) What's your favorite color and why?

My favorite color is red. It is a bright and happy color to me. I want something red that I can see in every room. Red makes me smile!!

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7) Tell us a few of your favorite things (collections, things that make you happy, etc.).

When my feet touch the floor in the morning, I am happy and thankful God has given me another day. I try to start each day as a new beginning with a smile on my face. A favorite day is one that I have spent with my girls and/or friends shopping and junking. I love collecting redware, old boxes, whisk brooms and country/prim coffee mugs. The latter being so hard for me to find.

8) What do you like to do in your spare time (hobbies, crafts, etc..)?

I spend so much time during the week with my girls while Mr. P is working. So, when he is off, I love doing things with him. A day trip out of town junking and ending the day with a quiet supper is so much fun. A night at home snuggling in front of the fireplace and just sharing the day?s events is comforting. He also has a woodshop here at home. Love it when he makes me something and brings it in for me to use in my d?cor. I love making bowl fillers, stitcheries, and am learning punch needle. Here are Darbee Rae and Papa working on a project together.

9) What does your dream house look like? (Describe and/or include photo)

This one might surprise you. Here is a picture of my dream home. It is on the national register of historic homes here in town.
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No, you don?t have to go back and make sure I said I love prims and country. Ha! This is totally Victorian. There is a long story behind my love for this house. It might be a good post on my blog one day. Although it is a private residence, at one time it was a bed and breakfast. Mr. P surprised me and took me there for the night for an anniversary getaway. We had the whole house to ourselves. My dream would be to own it, return it to the bed and breakfast and Holly and I run it. There is a cute cottage behind it that Holly and her family could live in. Sounds perfect don?t ya think?

10) If you could visit anywhere, anytime, where would it be and why?

Traveling is definitely an interest of mine. I would love to say I had visited every state in the U.S. I would start on the eastern side and my first choice would be to visit New England in the fall.

11) Would you share with us a favorite homemaking/organizing tip or recipe, etc..?

I love changing and playing house. But?as most, I have to be in the mood. My advice to anyone, make your home comfortable for you and your family. Surround yourselves with things you love. The best compliment I ever received was when a visitor said, ?I could stay here forever. It?s like going to my grandmother?s home years ago.?

12) Tell us something about yourself that we might not already know from reading your blog. (something unusual, etc..)

I have a terrible fear of flying. I have never flown in a plane and have no desire to do so.

13) Tell me a little bit about the special bond you share between you and your daughter, Holly. (You can tell us this from any angle?..special memories, etc?. anyway you want to do this, Angela!)

Holly and I have always had a wonderful relationship. I think her being an only child, growing up and surrounded by adults made her more mature for her age. Our relationship was never one we had to work on. As she grew older, our love and companionship grew closer and closer. We were always honest and open with her and let her see the good and bad in all situations. I thank God daily for the relationship I have with her and she shares with me and her daddy.

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14) Tell us a way God has blessed you and/or your family.

God has truly blessed me and my family in more ways than I could express. There have been many rough times during our 39 years of marriage. One time that comes to mind was during the building of our home. Our contractor went bankrupt and left us with nothing. God provided and we struggled, but finished our home with the help of family and friends. I can?t imagine a day in my life without God by my side.

15) Share any words of wisdom and/or a favorite quote you'd like to leave with us.

?I have been driven many times upon my knees by the overwhelming conviction that I had nowhere else to go.? ?Abraham Lincoln

I have so enjoyed my visit with you on the sunporch, Tammy.?? Thanks again for the invite.

? ? ? ? ? ??? ? ? ? ? ? ? ? ? ??? ? ? ? ? ? ? ? ? ? ? ? ? ?

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Words from Tammy:? Thank you so much for joining me today, Angela.? We have so many things in common.? I can tell that we're both very sentimental and have deep love for family.? I'm looking forward to being a grandma one day....love your relationship with Darbee Rae and Holly.? :)??You know I'm with you on the red....in my book, it just can't be beat!? I have red in just about every room also!? You already know it, but you are truly blessed!? :)

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Now meet daughter, Holly.......of Holly's Hobbies and Darbee Days.....

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1) How long have you been blogging and what/who gave you the desire to blog?

I have been blogging for 3 years. I started blogging as more of a journal to document my days at home with Darbee. I wanted a way to remember all of the ?little? things we did and all of our fun adventures. I use a site called Blog 2 Print each year and have my blog posts and pictures for the year published into a hard bound book. These are priceless keepsakes to me. They will be something that Darbee Rae will treasure one day.

2) How did you choose the name of your blog and why?

I do not claim to be a crafter. I ?piddle.? I like to try and learn how to do new things. Therefore, I have many hobbies. I also write about my days with Darbee who also likes to ?make things.? I wanted something catchy and cute. Thus the title? ?Holly?s Hobbies and Darbee Days.?

3) What variety of topics do you post on your blog (examples - home decorating, family, gardening, recipes, adoption, homeschooling, crafting, etc....)

My blog is pretty much a hodge podge of everything. I do some posts about my home. Some of my decorating, yummy recipes, and my craft adventures. I also share our adventures and the fun times we share as a family.

4) Tell us a little about yourself and your family.

I am an only child. I have always strived to do good and serve the Lord. I am a quiet person until I get to know you. Then watch out. I will sit and chat for hours! I have always been a people pleaser. I have been married to my hubby, Stacy for 9 years. He is my perfect match. Here is one of hubby hard at work. Notice his little helper in the background. Ha! Our family is small, but we are all close and I cherish that.

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5) How would you describe your decorating style?

My decorating style is whatever I like and whatever makes me happy. I have some prim items in my home and some things that I just like. I don?t have one style throughout my entire home.

6) What's your favorite color and why?

I guess it would be black. LOL. Nothing gothic or anything. I just like it. When you wear it, it goes with anything and makes you looks slimmer right? ? My car is black. Black is a good prim color also! I am trying to convince myself to paint my kitchen cabinets black! Hehe. See this hall tree? It has been passed down through our family and I am so proud to have it.

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7) Tell us a few of your favorite things (collections, things that make you happy, etc.).

I don?t really collect anything. If I did, it would be old jars. I like old mason jars and neat old bottles. I have a purse/bag fetish and could probably open my own department store with all of my bags. ? I like cute ink pens and funky socks too! This is just a sampling of purses and bags. Trust me?.there is LOTS more!

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8) What do you like to do in your spare time (hobbies, crafts, etc..)?

In my spare time, I mainly like to shop! LOL. I am a Pinterest and Facebook addict. I enjoy making stitcheries and have been trying to learn to sew a bit. I am by no means an expert. One of my favorite hobbies is photography. I would dream of one day owning my own photography business. I keep a camera with me wherever I go. Here is a picture of a sunset I took near our home.

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9) What does your dream house look like? (Describe and/or include photo)

Oh wow. Let me see. My dream house would be a big white two story house with a wrap around front porch. It would have a full finished basement and my mom and dad would live with us. It would sit on many acres of land and have a huge workshop out back for my dad. I would have a dream craft room too! It would look something like this?

10) If you could visit anywhere, anytime, where would it be and why?

This is hard. I have never been on a plane and have no intentions to, so I don?t know? I would love to visit heaven. I would love to have just a glimpse. Just a peek to be able to answer all of Darbee?s questions about the afterlife. Let me explain?by visiting, I mean like we would go and visit with a friend. The purpose being to answer all of Darbee?s questions. When God sees fit, my goal is not to visit but to live there eternally.

11) Would you share with us a favorite homemaking/organizing tip or recipe, etc..?

Make it yours. Do what you like with what you have. Don?t worry about having a perfectly clean house all the time. Enjoy it. Live in it. Be proud of it. Here is a pic. of our home.

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12) Tell us something about yourself that we might not already know from reading your blog. (something unusual, etc..)

My hubby is 20 years older than I am. It?s a funny story how we met. I worked at Chick-fil-A. He came in alone all the time and I felt sorry for him. After getting to know him, I had a bright idea to set him up with a lady from my church. Well?without going into all the details, it backfired and turned out he liked me instead. We dated for 2 years and were married in December of 2003. He had never been married and is a perfect match for me. God knew what he was doing when he put us together.

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13) Tell me a little bit about the special bond you share between you and your mother, Angela. (You can tell us this from any angle?..special memories, etc?. anyway you want to do this, Holly.)

My parents and I are extremely close. BUT..besides my hubby, my mom is my best friend. People often laugh at me for the relationship I share with my mom. I am so thankful and proud of it. I can only hope one day Darbee Rae and I are as close as she and I are. She is my shopping partner, crafting buddy, listening ear, advice giver, shoulder to cry on, and so much more. I love her to death.

14) Tell us a way God has blessed you and/or your family.

This is a hard one because God has blessed me and my family beyond measure. I could write forever. One way is with Darbee Rae. Hubby and I had tried for two years to get pregnant. I had just about given up. I had been to fertility doctors and nothing had worked. Finally, I gave up on all the medicines and put it in God?s hands. I knew if he wanted me to have a child, he would give one to me. During that time, my grandmother?s condition got worse and she was no longer able to stay alone. She was put in a nursing home. This was a very difficult time for our family, especially my mom. Right after all of this, Darbee Rae was born. Boy does God like to teach us lessons? I learned that things will happen in HIS time, not mine.

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Here is a picture of Darbee Rae with ?Nanny.? Darbee met her when she was 3 days old and didn?t miss many weeks in her life visiting her each week at the nursing home. Nanny was blind and was never able to see Darbee. One of her favorite things was for Darbee to sing Jesus Loves Me to her. Darbee Rae sang it one last time for her at her funeral. How special.

15) Share any words of wisdom and/or a favorite quote you'd like to leave with us.

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Words from Tammy:? We also have several things in common.? I loved reading how you and your hubby ended up married.....that's so sweet and I just love your deep love of family!? Darbee Rae is a little sweetheart and love her RED hair!? You are truly blessed.? Thank you for joining me.? I sure did enjoy your visit, Holly!

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Thank you, to faithful blogging friends and new ones alike!? I'm so glad you joined us on the sunporch today!? Of course, I love reading your comments here too, but be sure and stop by for a visit with Angela on her blog here, and with Holly on her blog here.??They would love to "meet" you and have you follow along too!? And?have a great day!? :)

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? Tammy ?

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Source: http://countrygirlathome.blogspot.com/2013/01/motherdaughter-sunporch-chat-with.html

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